The Role of Investment Banking

Investment banking is a unit of banking associated with generating capital for various companies, governments, and other businesses. Investment banking involves banks underwriting new debts and equity securities for many types of corporations, aiding in securities and mergers. Besides, investment banking includes the acquisition, reorganization and broker trading for public and private institutions. Investment banks offer guidance to advisory on issuing and stock placement.

With many larger investment banks associating with affiliates of larger banking institutions like Morgan Stanley and Bank of America Merrill Lynch, investment banks aid in complex money transactions. The roles of investment banks include offering advice to companies on their worth and how to properly structure a business deal. The information may involve the issuing of securities to firms as a way of raising capital for clients and generating structured documentation for the Commission of Securities Exchange before the publication of a company.

Investment bankers assist corporations, other institutions, and governments to manage and plan for larger projects. Besides, investment banks manage client’s risky projects while saving customers time and capital by identifying risks linked to the projects. Investment banking involves a team of professionals in their expertise with the capability of predicting the future of current market trends. Investment bankers are capable of tailoring their recommendations to the current ways of economic affairs.

When a company wants to issue stocks or bonds, investment banks connect the company to the investors. The investment bank offers the correct pricing for financial elements and regulatory requirements for revenue maximization. Additionally, when a firm holds its first initial public offering (IPO), it is the role of an investment bank to buy all the shares of the company directly. The investment bank will, therefore, sell the shares of the company to the market.


About Martin Lustgarten

Martin is the chief executive officer of Lustgarten, an investment firm. He was born on July 9, 1959. Martin is a Venezuelan and a huge believer of investments. Martin is a role model for investors. He dedicates himself to offering economic stability to the community and helping people invest in their future by practicing safe moves.  for more information.

Striving For Excellence With Dr. Jennifer Walden

Some people are driven in life. They want to rise to the top of their fields and dedicate their lives to reaching for excellence. Such is the case with one of the nation’s finest plastic surgeons.Dr. Jennifer Walden is one doctor who has risen to the top of her field and done so quickly. She is someone who comes to work each day knowing that she is doing work that will really make a difference in her patient’s lives. It is this feeling of being part of something larger and wonderful that has pushed to become an even better plastic surgeon in life. Ever since she was a small child, she knew that the world of medicine would be her own.


The Best Possible Training


It was with the goal of entering medical school that Dr. Walden decided to aim for academic excellence as a young woman. As a young woman, growing up in Austin, she also found a community that was totally supportive of her goals in this field. She began to formulate a plan that she hoped would lead her forward and let her develop her skills fully in all ways. After attending the University of Texas, she wanted to attend medical school. Her hopes were temporarily dashed when she was wait-listed. She was later admitted to the medical school of her choice. Seizing the opportunity, she quickly mastered the material and later graduated as second in her class.


Back Home


Her training in the field continued in New York City where she completed a fellowship in a highly prestigious hospital here. After finishing this training, she made the decision to return home and open up her own practice in plastics. Walden knew that Austin was not only a great place for her practice but also an equally wonderful place for her to raise her own twin boys. Since then, she has become a much admired member of the community that people here have turned to in order to get the best possible medical services they can find. She hopes to remain here in this wonderful city.


Read more about Jennifer Walden:

Dez Perez Makes You Notice Tidal


Tidal is making waves, and people are getting interested in what this company can do. There was just a recent Tidal X benefit concert in New York and a ton of people came out for this. It was actually a sold out concert featuring artists like Beyoncé, Nicki Minaj, Common, Alicia Key, T.I. and Common. Even the mystery woman of the night, Lauryn Hill, showed up and gave fans something interesting.


You no longer have to wonder how people feel about Tidal anymore. This is a company that has managed to rise above what anyone could have ever dreamed for the Tidal organization. This is the company that has a good number of irons in the fire. The music concerts that are streaming are a big deal for Tidal. The exclusive releases are also big news. Desiree Perez is somewhere in the midst of all of this, and fans are appreciative of what she has managed to do behind the scenes.


Tidal concerts are nothing new. Jay-Z has been fortunate enough to get some Tidal streaming for concerts featuring Prince last year before his passing. With Perez by his side he has also managed to get the artists some great deals for bringing forth exclusive documentaries that take people behind the album making process. This is what Nick Jonas did for Tidal fans. He let them see what the making of what “Last Year was Complicated” looked like.


There were also a lot of people that were interested in seeing exclusive new content in video format from Usher. It is with Tidal that he released an exclusive “No Limit” remix video for fans to see. This is why Dez Perez is important for Tidal. She may not be on the official staff, but she has a presence that is felt in the direction that Tidal is going in.


What Dez Perez has really done is help Tidal become much more personable. Spotify seems like a bit of a glorified playlist arranger by comparison. Tidal jumps out as you as a company that is run by someone in the music industry. It is a music streaming service that is on the lips of other celebrities that have ownership roles with Tidal. Now that Dez Perez is in place to help with the financial negotiations of contracts it is possible for Tidal to take the take lead in this music streaming industry.

Dick DeVos Has A Passion For Given

In a recent interview with Philanthropy Roundtable, Betsy DeVos provided her opinions on a number of topics regarding education. The topics covered a broad range of issues related to education and the educational system.


Betsy DeVos is a strong voice for children and the needs of children related to the educational system. Mrs. DeVos has concerns about the educational system and she is an advocate for some educational reform to make the educational system better.


While the interview with Philanthropy Roundtable covered many educational topics, Betsy DeVos focused her answers on how the topics impacted children concerning education. In my opinion, Betsy DeVos made it clear that she believes that changes must be made in the educational system so that all children can have the opportunity for a quality education. The quality of education received by children should not depend on the children’s home address.


As a whole, the interview that Betsy DeVos had with Philanthropy Roundtable provided Betsy DeVos with the chance to put some questions out to people concerning the educational system that should be addressed. Betsy DeVos has influence and status in many circles, which will help in her efforts to push for change in the educational system.


Dick DeVos is the husband of Betsy DeVos. Many of the giving qualities and concern for others that are displayed through Betsy DeVos can be seen in Dick DeVos. Mr. DeVos is a successful businessman who has held numerous executive positions with Amway and the Orlando Magic. At both organizations, Dick DeVos helped the organizations improve under his leadership.


Although Dick DeVos is a successful executive, he is also a well-known giver of his time and money to causes. Mr. DeVos cares about people, and he works just as hard in his giving of time and money as he does in his professional career. Some of the charitable projects that Dick DeVos has assisted with include serving on a board of education, helping with a high school academy, and providing money for people to further their education.


 Dick DeVos  has accomplished many things in his life. He is known as a go-getter who gets results. This is true in his professional life but also his personal life. As a charitable giver to causes both large and small, Dick DeVos has shown a passion for giving of his time and money.



Adam Goldenberg Proves He’s Expert Brander With JustFab Fashion Empire

At just 35-years-old, Adam Goldenberg is quite a branding genius, and his entrepreneurial spirit developed at the tender age of 13. He took his Bar Mitzvah money and established an online bulletin board service. By 16, the creative teen turned the company into Gamer’s Alliance Inc., an advertising network of gaming sites. InterMix Media, the parent company of MySpace, later purchased the venture in 1999.

From that moment on, Adam Goldenberg has never looked back, becoming partners with another branding expert, Don Ressler. Together, the business pair started churning out successful online companies in today’s finicky marketplace. One of these is known as JustFab Inc., the popular online subscription fashion retailer on Now, the new corporate name is TechStyle Fashion Group, but JustFab is still the brand that carries huge selections of shoes, handbags, denim jewelry and sunglasses. JustFab offers each shopper a personalized experience based on VIP members’ fashion preferences.

Launching an online subscription start-up might look easy, because there are tons of them that appear on e-commerce. However, maintaining the interest, the edge and the growing subscription base poses many challenges, and numerous start-ups shutter their doors but not JustFab. The online fashion empire boasts some four million VIP members, along with retail off-shoots like Fabletics, ShoeDazzle, FabKids and FL2, thanks to the vision of Adam Goldenberg and Don Ressler.

The two savvy businessmen on might not know why women love peep-toe shoes, but they certainly understand how to build a brand and maintain it. As many subscription start-ups falter, JustFab is hinting at going public soon with an IPO, initial public offering and has chosen the right man for the job. JustFab has named Todd Tappin, an IPO expert, as the brand’s chief financial officer.

Meantime, JustFab executives are painting a pretty picture for the “umbrella” company. This year, JustFab is poised to draw in revenue of $650 million, up from $505 million last year. Before that, JustFab turned a profit for the first time, in the first quarter.

Adam Goldenberg and Don Ressler also co-founded Fabletics, the women’s stylish active wear brand on youtube.comwith actress Kate Hudson. That company has exploded and continues to create a much-need fashion niche for active, fit women around the globe. The brand sells colorful and affordable women’s yoga pants, tanks, tees, leggings, cropped bras, swimsuits, and lovely athleisure wear dresses.

Click here to learn more about the JustFab business umbrella.

Marvelous Makari De Suisse Promises Clearer Whiter More Radiant Skin Tone

Women with dark and ethnic complexions understand this all too well. Most beauty companies neglect the common imperfections found in our unique and lovely skin tones and offer us few choices to address these challenges.

Sure, there is hydroquinone out there, but that is a possibly dangerous bleaching chemical that can cause more harm than good. Hydroquinone has been found to trigger cancer in lab animals, and yet, many over-the-counter and even prescription products contain the chemical.

The finest solutions are the ones that feature a safe approach with scientifically proven methods to treat hyper-pigmentation issues like discolored patches, dark spots and acne scars. Makari De Suisse has become the world leader in safe and effective skin whitening and brightening. Their line-up contains zero chemicals and offers instead, rich well-made formulas that contain natural and healthy plant extracts and caviar extracts. The brand also has a magic bullet in Organiclarine, a non-medicated substance found in nature that brightens the complexion quickly and evenly balances the skin tone. The company has a patent on Organiclarine.

Makari 24K Gold Whitening Milk is a luxurious favorite that performs like a dream. This light emulsion will never dry out your skin but will whiten and soften your body’s little imperfections. The formula halts excessive pigment formation and fades stretch marks, liver spots and scars with its amazing Organiclarine presence.

Makari Extreme Argan and Carrot gel is designed just for the complexion with natural lightening ingredients. Your face will feel soft, smooth and glow as your skin tone lightens and balances exquisitely. It’s intensive and advanced lightening in a gentle base, kind to even the most sensitive complexions. The formula contains Organiclarine and vitamins C and E.

Makari takes great pride in an excellent brand that truly improves darker complexions with common skin care issues.

Even With New Court Ruling, Prison Calls Charges Still Go Down

A judicial stay was issued by the court to prison phone companies, halting the implementation of new and lower rate caps on phone calls made by and to inmates. However, the stay does not halt the limitation of certain ancillary fees in relation to inmate calls; therefore the overall price for prison calling goes down.

This followed after a lawsuit was filed against the Federal Communications Commission by Global Tel Link and Securus Technologies. Both companies stated that the FCC had overstepped its boundaries and that the new limits would not match the ‘site commissions’ that prison phone companies were obligated to pay under contract to correctional facilities. The partial stay issued by the court, however, came about with the FCC protests notwithstanding. In response to the new ruling, the FCC states that the court had simply declined to delay critical reforms, amongst which, include the implementation of caps and restrictions on ancillary fees.

Nevertheless, the interim caps which were set by the Federal Communications Commissions in 2013, remain as the commission states, but it only applies to calls which are made across the state lines. The FCC had also very recently voted inmate calling rates that imposed lower rate caps on interstate calls and new rate caps on intrastate calls. With these rate caps, the FCC claims that in extreme cases, a prison phone call might go up to $14 per minute, but the overall charge would go down by half.

Tom Wheeler, the FCC Chairman, and Mignon Clyburn, the commissioner, both say that they were disappointed by the court’s delay, but all the same, it was a move they had anticipated. The two Democrats, however, had to agree on the fact with new limits on ancillary charges, would make a difference in the cost by a consumer of a call by 40%.


Why Does Makari Skin Whitening Cream Work All Year Long?

No one actually has perfect skin, but it can be hard to achieve perfect skin unless people are willing to get the Makari skin cream. Makari is a skin whitening cream that will help people soothe and change parts of their body so that they are the right color. Most skin discoloration will be very dark, and that darkness is very easy to see. Someone who is trying to fix the dark spots needs to be treating them every day, and that is why Makari works so well.

Makari skin whitening cream is a very good cream that will help people make sure that they have a way of changing their skin. They have to look at those dark spots every day, and they can start putting the cream anywhere they want until they start to see a change. It makes a lot of sense to use Makari until the skin looks like it has been changed, and it makes even more sense to keep using it until it offers the best possible result.

There are a lot of people who have never dealt with their dark spots because they thought they were much like moles. The people that are trying to avoid moles and things of that nature might actually be able to lighten them so that they do not have to look at them anymore. That is a very easy way for people to change their skin, and they can use the cream on anything.

Dark spots are a problem that everyone has to deal with on some level. They know that they have to do something, but they cannot change without Makari. The Makari brand can help anyone get better skin, and it will lighten up everything so that it looks perfect when people see it from a distance.

An Overview of Gooee LED Lighting

LED lights are the newest technology in regards to energy efficient lighting. It stands for Light Emitting Diode, a device that converts electricity into light. LED lights are efficient, using much fewer energy compared to halogen and incandescent lighting. That means you can look forward to a cheaper energy bill. LED lights also last longer than other lights.

Gooee knows that It is important that you choose the right LED lighting to suit your needs. Look at lumens, which is the standard unit for measuring the amount of light used by a light source. Lumens per watt helps determine the efficiency of the LED product. They can be different in each product, depending on how the chip is being used. Pay attention to the beam angle, which is an indicator of the spread of light. Narrow beams are better for accent lighting, while wide beams are softer. You also have to choose between warm white and cool white for the colour temperature. Warm white helps create an atmosphere that gives off a relaxing feel. This is perfect for bedrooms and living rooms. Cool white is better suited for working areas, such as kitchens and laundry rooms. The lighting will help cool off the warm climate.

ClassDojo Is On A Roll Raising $21 Million

One of the hottest Classroom communication platforms, ClassDojo got a large chunk of venture capital amounting to $21 million over the last year. This gift was welcomed by the app’s developers as they have not spent any money on commercials or online advertising. To date ClassDojo has received about $31 million in total venture capital. But what makes ClassDojo great is that its founders are less concerned about the profits they churn up from the app and more concerned about the results it produces in schools. And they have vowed never to sell users’ personal information over to data mining companies.

ClassDojo initially was founded as a way to promote positive student behavior in a ground-up change way. Liam Don and Sam Chaudhary, two UK grad students visiting the US didn’t like the way classroom atmospheres were becoming. So they talked with various teachers to find ideas on how they would change the classroom with a smartphone app. And that’s when Chaudhary and Don decided to build ClassDojo to give students, teachers and parents a platform that would give them more connection.

ClassDojo uses several ways to inspire students to do well. It comes with a set of videos that show fuzzy monster characters that learn how to solve problems they have difficulty with, and encourages students to think of things in ways they haven’t before. And teachers can assign tasks for students and award points for good behavior, and encourage students to help others. Students can also take pictures of class activities and post them to a profile wall, almost like Facebook but with teacher approval first.

But most of all, ClassDojo seeks to keep the parents involved in every step of the process. Parents can check in to their child’s Class Dojo profile to see how they’re doing, and teachers can send updates on how well they’re behaving. And thanks to the frequent communication, it’s allowed most schools to do away with parent-teacher meetings. So far, ClassDojo has made its way to about 85,000 schools across the US, but the number is expected to continue growing as the app is free to download and compatible with most devices.